Amount, use and timing
Identify the expense and select the funding purpose and urgency that correspond to it.
Business financing referrals · Owner-operated businesses
A business funding request with a clear purpose.
As an owner, you may be weighing equipment, stock and day-to-day costs at the same time. Separate those needs so the funding request explains which expense matters now.
Before you begin
Application preparation
Gather the business basics and check the expense calculation before you begin the application.
- 01Funding amount, business purpose and timing
- 02Monthly revenue and time in business
- 03Industry, business name and approximate credit range
- 04Owner contact details and mobile access
Owner-operated businesses · funding preparation
Costs and customer receipts
Keep business receipts and expenses distinct from personal withdrawals. That separation makes the request clearer and helps assess whether proposed repayments fit the operation.
How it works
The application process
Operating information
Complete the business-name, industry, revenue and history fields together with the approximate credit range.
Review and send
Check your answers, review the consent wording and use the verification code before submitting the request.
Possible uses
Business expenses to describe
Equipment
Start with a quote for the equipment the business will actually use. Include setup and replacement costs while keeping personal purchases outside the request.
Inventory
Describe the stock needed for normal trade or a confirmed new opportunity. Use supplier terms and current inventory to estimate the purchase.
Operating capacity
Additional help, premises and routine bills may create a defined cash gap. List the business obligations and the period the requested funds would cover.
A few things to know
About this referral service
Information sharing and referral payments
The referral process involves selling submitted application information to funding partners, with no more than five receiving one request. We receive partner payments whether the request is funded or not and impose no application charge on you.
Approval and available terms
The requested amount expresses what the business wants to explore. It is not an approved amount, and a funding partner may offer different terms or no financing at all.
Provider timing
Submission and receipt of funds are different stages. Any timeline must be confirmed with the funding provider after it has reviewed the request.
Contact consent and mobile verification
Read the disclosures presented with the application rather than relying only on this page. Submission includes a separate contact-consent review and a mobile verification step.
Make a beginning
Start with your business funding request
Use the form to present your business funding need, including the amount and purpose of the request.